- Investment Opportunities
- FREE Training Videos
- Mortgage Investing
- Video Series – Into To Hassle-Free Cashflow Investing Philosophy
- INTRO PART 1 – Intro To Hassle-Free Cashflow Investing
- INTRO PART 2 – Learning real estate investing vocabulary
- INTRO PART 3 – Get Higher Returns with Less Invested
- INTRO PART 4 – Getting From Where You Are To Where You Want to Be
- INTRO PART 5 – Taking The Hassle Out Of Your Real Estate Investing
- INTRO PART 6 – Formulas – Using Arbitrage To Increase ROI
- INTRO PART 7 – Understanding Leverage Ratio
- INTRO PART 8 – Calculating ROI Using Leverage Ratio And Arbitrage Spread
- INTRO PART 9 – Increasing Arbitrage Spread Magnifies ROI
- INTRO PART 10 – Property, Location, Team, Financing, and Expectations
- INTRO PART 11 – How To Make Money With Real Estate Investing
- INTRO Part 13 – Are Passive Investments in Real Estate Right for You?
- Video Series – Real Estate Math
- Lesson 1 – Calculating Return on Investment
- Lesson 2 – How and When to Use ROI (return on investment)
- Lesson 3: Calculating Gross Scheduled Income, Adjusted Gross Income, Net Operating Income
- Lesson 4: Calculating Operating Expenses
- Lesson 5: Calculating Capitalization Rate
- Lesson 6 – Calculating Interest Rate
- Video Series – Real Estate Investor Training Webinars
- Secrets of Self-Storage Investing
- Real Estate Collection Agency Secrets For Improving Your Real Estate Profits
- Chasing Infinite Returns with Real Estate Investor Financing
- How to Build Your FICO and Use It for Real Estate Profits
- Cash Management Strategies for Real Estate Investors
- Partnering for Profit
- Introduction to NNN Lease Commercial Real Estate Investing
- Cashflow Investing for Prosperity and Happiness
- Cashflow Investing Strategies for Recessionary and Inflationary Times
- Creating Your Life By Design
- Keys to Successful Property Management
- Tackling Success: From the NFL to Professional Investor With Professional Athlete Terrence Robinson
- Strategies for Protecting Your Income and Wealth from Rising Inflation
- Video Series – Tax / Accounting / Self-Directed IRA Investing
- A Real Estate Investor’s Comparison of IRA, ROTH IRA, and 401(k)
- Tax Planning Strategies For Cashflow Real Estate Investors
- Year End Tax Strategies for Business Owners and Real Estate Investors
- Using A Self-Directed IRA to Create Hassle-Free Cashflow
- The Ultimate Tax SmackDown Event: Solo(k) versus IRA
- Back to Basics Bookkeeping For Real Estate Investors and Business Owners
- Using A Self-Directed IRA When Your Income is High But Your Balance Is Low
- Taxmaggedon: tax strategies to Protect Yourself From Tomorrow’s Taxes!
- Creating Powerful Retirement Accounts for Business Owners & Real Estate Investors
- Falling in Love with Real Estate Bookkeeping
- Real Estate Investor Tax Deductions and Investing Strategies
- Why Do Hassle-Free Cashflow Investors Love Texas Real Estate
- Hassle-Free Cashflow Investing Secrets
- Hassle-Free Cashflow Lending Secrets
- How to Avoid UDFI Taxes When Investing in Real Estate with your IRA
- Eight Best Kept Secrets About Investing with your IRA
- A Guide to 1031 Exchanges
- Top 20 Things Every Business Owner Needs to Know
- Recordkeeping: Keep the Receipt or Lose the Deduction
- Managing Your Properties with QuickBooks
- Powerful Cash Management Strategies
- 17 Steps to a Successful Joint Venture
- Get a Fast Fifteen Points on Your Credit Report
- 12 Warning Signs You’re Headed For A Lawsuit With Your Partner
- choosing entity type
- 8 Steps to a Payment Agreement
- Negotiate Better Lender Terms
- Foreclosure Process
TRADER = mostly active + short term capital gains
As a Hassle-Free Cash Flow Investor, you must clearly understand the difference between an investor and a trader. This is an important distinction in your investment style / investment philosophy. Many people call themselves real estate investors when they are really traders. While you can make a lot of money as a real estate trader, it is not the same thing as being an investor.
Hassle-Free Cash Flow Definition of INVESTOR: An investor converts a lump of cash into an asset that has the probability of paying an income stream over a long period of time. An investor is primarily concerned with cash flow and security of his principal over a long period of time. To an investor, the increase in the equity value of an asset is a secondary benefit. An investor is generally passive and expects his money to earn more money without the contribution of a lot of personal time and skill.
Hassle-Free Cash Flow Definition of TRADER: A trader converts a lump of cash into an asset that has the probability of being resold for a larger amount of cash in the future. A trader is primarily concerned about velocity and security of his principal usually over a shorter period of time. A trader must buy and sell quickly or carrying costs and time will quickly erode his annualized return. A trader is generally active and expects to contribute substantial amounts of management time and skill, as well as money. A trader makes money ONLY if the value of his asset increases in value.
Being a trader is a job. If you are like most people, you already have a job and don’t want a second one. Being a trader is NOT Hassle-Free. As an investor, your money works so you don’t have to! A good investor enjoys freedom of time and money. Begin with the end in mind. Focus on making good investments that will take care of you in the future while not eroding your quality of life in the present.
People looking to make money in real estate often call themselves investors, but their idea of investing is negotiating short sales, going to foreclosure auctions, scouring the world finding a needle in the hay stack deals, or doing rehabs and “flips”. All of these are active forms of real estate trading that involve controlling a distressed property, improving its value, and reselling the property for a short term profit. Admittedly there is a lot of money to be made being a real estate trader, but it is a JOB. I have done over forty real estate flips in my life and I have made a lot of money doing them. But doing flips is VERY hard and VERY time consuming. It took me five years of study and practice before I successfully completed my first flip. If the trader doesn’t show up to work, nothing happens. Unless you want to quit your day job and become a full time real estate professional, stay away from being a real estate trader and focus on being a real estate investor. A Hassle-Free Cash Flow investor should never have to do anything but monitor his cash flow and management team.
It is possible to build a real estate investment portfolio that takes less than one hour per month to manage. With the right deal structure, leverage (financing), and cash flow it is very possible to achieve investment results well over 100% per year as a semi-passive investor. If you can double your money every year as an investor working less than one hour a month, why take on the worries and time hassle of being an active trader?
TAKE AWAYS: Being an active real estate trader takes time, skill and tenacity; it is a job. However, being an investor in Hassle-Free Cash Flow real estate can be semi-passive, simple, and highly profitable. The goal of Hassle-Free Cash Flow Investing is to enjoy your quality of life now, while creating financial abundance for the future.