Get a Fast Fifteen Points on Your Credit Report

In reality, your credit score is a “risk” evaluation of your financial profile. It is a predictive number that tells a lender how likely you are to pay back their investment in you. The algorithm used to determine your credit score is incredibly complex and no one other than the credit bureaus really knows the exact calculations that create the equation.

To better understand how credit bureaus evaluate your “risk” factor, you must first understand the types of trade-line accounts they review – installment accounts and revolving accounts.

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